Stay In. Save More.
Upgrade your indoor tech this winter and split the cost into 3 interest-free payments. Audio, gaming, smart home and wearables — all on Pay in 3, 0% interest. Instant approval, no credit check.
Smart Winter Picks
Hand-picked best-value smart tech to make winter nights better — every one available on Pay in 3, 0% interest.
Built for staying in
Winter is indoor season. Here's the gear that makes the long evenings better — split any of it into 3 interest-free payments.
Cosy audio
Noise-cancelling headphones and wireless earbuds to disappear into a playlist, podcast or movie while the rain comes down.
Long-night gaming
Consoles, controllers, headsets and keyboards for marathon sessions when it's too cold to go anywhere.
Smarter, warmer home
Smart home bundles, cameras and speakers for comfort, security and control without leaving the couch.
Keep moving
Smartwatches and wearables to track winter walks, indoor workouts and sleep when the days are short.
Pay in 3 — 0% interest
Take it home today, pay over 60 days. Same price as cash, just split three ways.
Pay 1/3 today
Choose PayJustNow at checkout and pay the first third now.
Pay 1/3 in 30 days
The second instalment comes off automatically — still 0% interest.
Pay 1/3 in 60 days
Final instalment and you're done. No fees if you pay on time.
Prefer 4 smaller payments over 6 weeks? PayFlex is available too — also 0% interest, also no credit check.
Smart Winter Savings FAQ
How does Pay in 3, 0% interest work?
With PayJustNow you pay one third today, one third in 30 days and one third in 60 days — at 0% interest, the same total as cash. Approval is instant at checkout, no traditional credit check. PayFlex (4 payments over 6 weeks) is also available.
Do I need a credit check?
No traditional credit check. PayJustNow and PayFlex run their own instant in-app approval — usually under 60 seconds — using your bank card, ID number and a phone OTP, not your credit score.
Is delivery free?
Yes, free on orders over R1,000 anywhere in South Africa. Cape Town dispatches same-day; nationwide is typically 2-3 working days. Pay in 3 orders ship immediately on approval.
What's the best indoor tech to buy this winter?
Noise-cancelling headphones and earbuds for cosy listening, gaming gear for long evenings in, smart home bundles for comfort and security, and smartwatches to keep moving. All available on Pay in 3. Browse the Specials and verified-lowest prices too.
Warm up your tech this winter
Smart Winter Picks on audio, gaming, smart home and wearables — all on Pay in 3, 0% interest. Instant approval, no credit check, free SA delivery over R1,000.
Shop Smart Winter Picks →