Buy Now, Pay Later in South Africa
Take your gear home today and split the cost into 3 interest-free PayJustNow instalments, or pay it off monthly on a Mobicred account. Both subject to approval. Free delivery over R1,000.
✅ Get approved in 60 seconds → Apply once, then shop your matched range. Pay in 3 with PayJustNow, subject to approval.Choose your buy-now-pay-later provider
PayJustNow
3 instalments · 60 days · 0% interest
- Pay 1/3 today, 1/3 in 30 days, 1/3 in 60 days
- Subject to PayJustNow approval at checkout
- Best for: gaming PCs, monitors, headsets
Mobicred
Monthly repayments · Subject to approval
- A reusable credit account from Mobicred
- Choose Mobicred on the secure card payment page at checkout
- Interest and fees are set by Mobicred and shown before you accept
Quick comparison
| Feature | PayJustNow | Mobicred |
|---|---|---|
| Type | Pay in 3 | Credit account |
| Repayments | 3 over 60 days | Monthly |
| Interest | 0% | Set by Mobicred |
| Approval | Subject to approval | Subject to approval |
| Delivery | Ships once approved | Ships once approved |
Popular categories on BNPL
Browse the most popular smart-tech sections customers split-pay on.
Buy Now, Pay Later FAQ
Which buy-now-pay-later option should I pick?
PayJustNow suits one purchase split into 3 interest-free payments over 60 days. Mobicred suits a reusable credit account with monthly repayments; Mobicred's interest and fees apply. Both are subject to approval.
Is there a minimum or maximum order value?
Your limit is set by the provider when it approves you. Checkout shows the options available for your basket.
What if I miss a payment?
Each provider has its own late-payment terms, shown before you accept. Mobicred is a registered credit provider and reports account activity to credit bureaus. If you can't make a payment, contact the provider straight away.
Can I use buy-now-pay-later on sale items?
Yes — BNPL applies to every product including Specials, Verified-Lowest Prices and clearance stock.
How long does delivery take?
Same-day or next-day in Cape Town, 2-3 working days nationwide. PayJustNow and Mobicred orders ship once the payment is approved.
Start shopping, pay later
Get approved first, then shop your matched range — or pick PayJustNow or Mobicred at checkout. Both subject to approval.
✅ Get approved in 60 seconds → Browse the store →