Apply once.
Shop approved.
Get your interest-free spending power in minutes — most get a decision on the spot. No complicated paperwork, no credit check for Pay-in-3. Then shop smart tech, gaming, audio & wearables and pay over time.
*No credit check applies to Pay-in-3 (PayJustNow) and LayUp. Providers still run their own affordability and identity checks, and approval is not guaranteed. Not a credit offer.
What are you shopping for?
Pick a category to begin — we'll match products to your budget at the end.
What can you comfortably pay monthly?
This sets a comfortable repayment — drag to your budget.
Have you used pay-later before?
There are three ways to pay this off with us. We'll put them in the order most likely to work for you.
You're almost there 🎉
Just your details and we'll show your matches — and text & email them so you don't lose your spot.
Top matches that fit your budget
Shop my approved range →*No credit check applies to Pay-in-3 (PayJustNow) and LayUp. Payflex: instant decision. LayUp: reserve & pay over 6 months, collect when paid. Amounts shown are indicative spending power, subject to each provider's terms — not a credit offer.
Get approved before you shop
Four ways to pay this off — and most people only know the first one. Apply to whichever suits you: you'll apply on their site, then come back and pick that method at checkout.
Samsung Galaxy Tab A11 8.7" Wi-Fi 64GB Tablet R3,499 3 × R1,166 
Samsung Galaxy A17 128GB Smartphone – Black R3,999 3 × R1,333 
Samsung Galaxy A27 5G 128GB Smartphone - Light Green R6,299 3 × R2,100 
Samsung Galaxy Tab A11+ 11" Wi-Fi Tablet R6,499 3 × R2,166 
Samsung Galaxy Watch 8 40mm Bluetooth - Dark Gray R6,999 3 × R2,333 
Samsung Galaxy A37 5G 256GB Smartphone - Dark Green R7,999 3 × R2,666 Applying takes you to the provider's own website and they make the decision — we're not able to apply for you. Approved on one? Come back, add what you want, and choose it at checkout. Turned down? LayUp needs no credit check at all, so you can still get the item.